2013年8月27日星期二

Big line part of the term deposit interest rates to rise

And in addition to local Banks, joint-stock Banks also began to slowly adjust their savings strategy. To this year, at least several national shareholding commercial bank has raised its deposit rate to the top, and some of them are regional policy, some of them are national carbon steel concentric reducer policies.Such as guangdong development bank had launched the activity of the deposit interest rates to rise, the activity time is July 1 to September 30, in the period of new deposits, two-year deposit rate rose from 3.750% to 4.125%, a three-year rose from 4.250% to 4.675%.

State-owned large line also has a part of the term deposit interest rate, carry out the policies of the rise long radius butt weld pipe elbow considerably, according to the five lines of website data, five big bank deposit interest rate policy completely consistent, increase under the one-year deposit interest rate to a certain extent, more than one-year deposit interest rate as the benchmark interest rate, the one-year deposit interest rate of 3.25%, compared with the benchmark interest rates to rise about 8%. Parts of the STD seamless steel pipe ASME B36.10m tube previous line at nus has raised more than one-year fixed deposit interest rates.

Deng Mao believes that competition between Banks is not only on price, there are other factors. Now, the state-owned big line must be will be influenced by a certain degree, but also difficult to fathom will follow up. If the deposit erosion is more serious, may follow.

The city businesses that current execution rate roughly divided into three levels, the first five lines are state-owned, are generally according to the national interest rate policy; The second level is the joint-stock Banks, on the basis of state-owned five lines of some; The third level is a small city commercial bank, the general is a floating to.
The city's business, he says, is in deposit rates after completely let go, five in the role of interest rate formation is extremely important. "A bit exaggerated, it can be said that the five line's interest rate decision, the small and medium-sized Banks because they share is hard to shake."

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